Finance Your Angelus Watch at 0% Interest & 0% Down Payment

Imagine strapping on your dream luxury Angelus watch on your wrist today. No hassles, no long waiting periods, no drawn-out processes. At Exquisite Timepieces, we make this possible with our seamless financing options.

Whether you need the full amount to pay for your luxury watch or just some assistance to cover the balance, we’ve got a plan that fits your needs. Our flexible financing solutions are designed for your convenience. The best part is you can select and fund your timepiece from the comfort of your home or directly in our store.

With our plans, you can enjoy the perks of short and long repayment terms and the chance to secure little to no interest.

Read about financing options below and purchase your Angelus watch today.

Does Angelus Offer Financing?

Our financing plans have been designed to offer our clients a convenient and flexible way to purchase their luxury watch without any stress. With various payment schedules and terms, you can manage your installments and decide how frequently you want to make your payments. Choose your plan today and get one step closer to owning your new Angelus timepiece.

PayPal Credit – This option allows you to choose between short-term or extended payment plans, depending on the value of your watch. With the short-term plan, you can pay for your timepiece in four equal installments. If a longer repayment period suits you better, you can opt for a 6, 12, or 24-month plan. The best part? There are no hidden fees or penalties for late payments, and you may qualify for little to no interest.

Jeweler’s Reserve – Ideal for those who prefer in-store shopping, this plan allows you to visit our boutique and select your perfect Angelus watch in person. After choosing your timepiece, our team will assist you with the financing process. You can choose between a short-term or long-term payment plan, giving you the flexibility to decide what works best for you.

Affirm – If you have a low credit score, this plan is a great fit. Applying won’t impact your credit score, and your payment history won’t be reported. With Affirm, you will have up to 12 months to pay off your balance, with bi-weekly payment options. One of the advantages is that there are no hidden fees or extra charges for late payments.

How Easily Can You Finance an Angelus Watch?

Financing your timepiece is a quick and hassle-free process. You can complete everything either online or in person at our boutique. Just select your watch, choose the financing plan that fits your needs and submit your application. Your new Angelus watch is ready for you to take home today. Keep reading to learn more about our different financing plans.

PayPal Credit

If you’re looking for flexible financing options, we offer several solutions tailored for you irrespective of whether you’d prefer short-term or extended payment plans.

For watches priced at $1,500, there’s a convenient 6-week plan that requires a small upfront payment followed by three more interest-free installments. This option is ideal for smaller purchases.

For more expensive timepieces, up to $10,000, you can divide your payments over 6, 12, or 24 months, depending on your preference.

This plan has no hidden costs to be concerned about. To keep your payments on track, you can set up an automatic payment from your account.

The annual percentage rate (APR) for this option can vary, potentially reaching up to 35.99%.

Jeweler’s Reserve

If you’d prefer to see your watch in person before committing to the purchase, this plan is perfect for you. Simply visit our boutique in Naples, Florida, where you can explore our range of Angelus watches.

Once you’ve chosen your timepiece, our staff will walk you through the financing options. Depending on the price of the watch, various repayment plans are available. For watches that cost $999 or more, you can split the payments over 18 months. Watches starting at $1,499 are eligible for up to 24 months of financing, while those costing $1,999 or more can be financed over 36 months.

By keeping up with your payments, you may qualify for a 0% interest rate on watches priced at $150 and above. For purchases that are valued at $300 or more, you can extend payments over six or 12 months.

If a payment is missed, interest rates could go as high as 29.99%. The amount due will be calculated from the date of purchase.

While there’s no 60-month plan, you can still take advantage of a 36-month option with an APR of 11.99%.

Affirm

If you’ve had difficulties obtaining financial support in the past, this plan could be just what you need.

You will have the flexibility to select either a short-term or long-term repayment option, depending on what works best for you. The “Pay in 4” plan offers a quick solution, allowing you to break down the total cost into four interest-free payments. Your installments can be paid every two weeks.

For those who need more time, the extended payment plan may be a better fit, giving you up to 12 months to pay off the amount due with an APR that can go up to 36%.

When you sign up for this plan, you don’t need to worry about hidden fees or costs for late payments. To make things even easier, you can set up automatic payments to ensure you never miss a due date.

Why You Should Consider Angelus Watch Financing

Acquiring a luxury Angelus watch should be an exciting experience, free from unnecessary stress. At Exquisite Timepieces, we’ve crafted financing options to simplify the process for you. Some of our plans offer minimal or even 0% interest, with flexible repayment terms that range from short to long, depending on your preference.

So, when might financing be a smart choice? Picture this: you’ve found your dream Angelus watch at a great sale price, but don’t have the full amount readily available. Financing allows you to combine part of your savings with a manageable payment plan, helping you lock in that sale price and enjoy your timepiece sooner. Additionally, if you anticipate a bonus or a raise in the near future, financing could bridge the gap, making payments easier to handle as your income grows.

Opting for a little or no interest plan is always beneficial and choosing a longer repayment term could even allow the value of your watch to increase over time, turning it into a potential investment.

While the idea of owning a luxury watch sooner than you expected is tempting, it’s essential to ensure the monthly payments fit comfortably within your budget. Before finalizing any plan, make sure you’ve set aside funds for unexpected expenses or future business opportunities. It is important to be financially stable before signing up for any financing plan. This will ensure you have peace of mind when you make your purchase and you will be stress-free when it comes to paying your installments.

How Can Financing an Angelus Watch Impact Your Credit?

Whether you’re considering buying a luxury watch or any other item, it’s essential to understand how your purchase could impact your credit score.

Submitting an application typically results in a credit enquiry, which may cause a slight drop in your credit score. Once approved, your credit rating will fluctuate based on how you handle repayments.

When you miss or delay your payments, this continues to have a negative effect on your credit score. Financing companies regularly report late or missed payments to credit bureaus, and this can significantly harm your credit score.

The best way to avoid this is by making your payments on time. Consistent repayments show responsible financial behavior and can improve your credit score over time, especially if you’ve struggled with credit issues in the past.

For those with lower credit scores, applying for financial assistance might seem challenging. However, some companies offer ‘Buy Now, Pay Later’ options that don’t require a credit check. These plans let you make purchases confidently as they won’t affect your credit score during the application process.

FAQs

Am I eligible for a 0% loan?

We can only determine if you qualify for a 0% loan after our team of financial partners complete a credit check on you. When we receive your results, we will use that to establish which plans will be available for you.

How long does it take to process my financing request?

We will get back to you within two business days. Once we receive your application, our team will start with the credit check. The process doesn’t take long to complete.

Can you get Angelus watch financing without credit check (or bad credit)?

Some plans don’t require a credit check so there is a possibility that you could finance your watch even if you have a low credit score. If you wish to not have a credit check done, you can inform our team and they will advise you on the plans that will be available to you.