Finance Your Breitling Watch at 0% Interest & 0% Down Payment

Did you know you have the opportunity to purchase your Breitling watch today even if you don’t have the full amount to pay upfront? You read that correctly. Our financing plans, at Exquisite Timepieces, have been designed to help you pay for your luxury watch while also providing the convenience and flexibility that comes with applying for financial assistance.

We provide a variety of financing plans and you can decide how short or long you’d like your payment structure to be. This is to help reduce any stress and ensure you are comfortable with your repayment amounts.

Depending on the plan you choose, you also have the option of benefiting from a 0% interest rate if your payments are made on time and within the stipulated period.

Read on to find out which plan would suit you and your pocket the best.

Does Breitling Offer Financing?

Our plans offer convenience, flexibility and include short and long payment options. There are three options to choose from. Choose the one that suits you best from the list below and acquire your Breitling watch today.

• PayPal Credit – You have the choice to select a short or long payment plan with this option. Your watch can be paid off with four installments or within a 6, 12 or 24-month plan. The cost of your watch influences which option you will be able to sign up for. This plan doesn’t include any late fees and there is little to no interest included.
• Jeweler’s Reserve – This option has been designed specifically for you if you prefer making in-store purchases. Simply visit our boutique, select your timepiece and we will help you finance it with one of many options. Each plan includes a list of benefits and you can decide how short or long you would like your payment plan to be.
• Affirm – This plan has no effect on your credit score making it ideal for people who have struggled in the past to secure financial assistance. The Affirm plan is perfect for you if you plan to make bi-weekly payments or would be more comfortable with a 12 month payment option. With this plan, you don’t have to be concerned about any late payment fees or hidden costs

How Easily Can You Finance a Breitling Watch?

The application process is quick and simple to complete. It doesn’t include long-waiting periods or an excessive amount of paperwork. Read on to find out more about the different financing plans.

PayPal Credit

The PayPal’s Credit system offers you two plans to choose from based on the cost of your watch.

Small purchases refer to watches that cost $1,500. Purchases like these can be paid off in a 6-week period. Your payments will consist of one down payment and three installments. The interest-free payments can be made on a bi-weekly basis.

The second option includes a longer payment period. You can choose between a 6, 12 or 24-month plan. This plan is only available for watches that cost up to $10,000.

This plan includes an annual percentage rate (APR) which changes and there is a possibility that the percentage could increase to 35.99%.

Offering you security, safety and fraud protection, this plan doesn’t include any late fees. You also have the option to request for your payment to be automatically debited from your account each month. This will ensure your payments are made on time.

Jeweler’s Reserve

The Jeweler’s Reserve financing plan is ideal for people who prefer to shop in-store. If this applies to you, you can visit our boutique in Naples, Florida to view our wide selection of timepieces before making your selection. Once you’ve found the Breitling watch you’d like to buy, our team will help you to finance your timepiece.

After your finance is approved, you have 18 months to pay for your watch if it costs $999 or higher, 24 months for timepieces that are $1,499 or more or 36 months for watches priced at $1,999 and higher.

In order to receive a 0% interest rate, you need to ensure your payments are made on time and within the period you agreed upon during the application process. This applies to timepieces that cost $150 and above. You will be required to make your payments within six months, or 12 months for watches that are valued at $300 and higher.

Failure to pay your installments will result in an interest rate of up to 29.99%. This will be calculated from the day you bought your Breitling watch.

While you won’t receive a 60-month Breitling financing plan, your installments will be divided into 36 payments with an APR of 11.99%.

Affirm

One of the main advantages of the Affirm financing plan is that it doesn’t affect your credit score during the application stage.

The plan includes two options to choose from. With the first option you can choose to pay your installments on a bi-weekly basis with four interest-free payments. Known as the “Pay in 4” scheme, this plan is suitable for your day-to-day purchases.

If you’re someone who would opt for a longer payment period, you can choose the second option. You will have 12 months to make your payments and you will have a flexible APR of up to 36%.

To ensure your payments are made on time, you can activate an automatic payment from your account.

The plan also doesn’t include any hidden fees or late payment costs.

Why You Should Consider Breitling Watch Financing

If you’re looking for a way to purchase a Breitling timepiece and pay for it in a convenient and flexible way, a financing plan is the ideal option for you. Apart from being able to purchase your watch today, without any hassles, another great advantage is that some financing plans include little to no interest.

Financing plans have been designed to help people pay for their timepieces when they don’t have the full amount upfront. If you have been saving to purchase a luxury watch, you can use the amount you have so far and apply for a finance plan to help fill in the balance. This option works perfectly when you see the watch you want being sold for a lower price. Applying for financial assistance in this case will allow you to buy your watch sooner and take advantage of the great price.

Another great time to consider a financing plan is when you know you will be receiving additional income in the near future. This can be either a raise in your salary or a bonus at work. Knowing that you will be able to make your payments comfortably will help you purchase our watch confidently.

If you decide to settle for a long financing plan, there is an advantage to doing so. If the value of our watch increases over time, your watch changes from just a purchase to an investment. When it comes to choosing a financial plan, it is imperative to select one with little to no interest.

It is important to remember that while the thought of buying a luxury watch sooner than you planned is exciting, it is vital to ensure you are financially secure and are able to pay back the amount you applied for. Before submitting your application for a financing plan, you need to be certain that you have money for any unforeseen circumstances and that purchasing a new luxury watch won’t be placing any financial pressure on you.

How Can Financing a Breitling Watch Impact Your Credit?

Your credit score is automatically affected when you apply for financial assistance to purchase just about any item. At first, when you submit your application, there is a slight effect on your credit. Once your application is approved and the finance is released, that slight effect increases.

This will result in a drop in your credit score and this is viewed as a negative impact. If you fail to make one or several payments, this negative impact will continue to reflect on your credit score. In addition, the company who provides the financial assistance issues a report which mentioned that you failed to make your payments.

To avoid this, all you need to do is ensure your payments are made on time and within the period you agreed to when you signed up for the financing plan. This will also help increase your credit score and keep it healthy. Apart from having a healthy credit score, making your payments on time also helps prove that you are financially responsible.

For many, having a high credit score isn’t possible. This leads to a continuous struggle when applying for any financial assistance.

Fortunately, there are some plans that don’t require a credit check to be done during the application phase. These “Buy now, pay later” plans don't change anything on your credit score and there are no reports about your payment history.

FAQs

Am I eligible for a 0% loan?

To establish if you qualify for a 0% loan, our team of financing partners will need to complete a credit check on you. Based on the results we receive, we will be able to tell you which plans you qualify for.

How long does it take to process my financing request?

As soon as we receive your application for a financing plan, our team will immediately start with your credit check. The application process takes a short time to complete so you can expect to hear from us after two business days.

Can you get Breitling watch financing without credit check (or bad credit)?

If you are someone who struggles to apply for financing because of a low credit score, there are plans that don’t require a credit check to be done. If you are not comfortable with having a credit check done, inform our team and they will find a plan that will be suitable for you.