Finance Your Louis Erard Watch at 0% Interest & 0% Down Payment

Are you thinking of buying a Louis Erard watch, but you don't have the full amount to pay upfront? We have a safe, reliable and convenient solution for you.

At Exquisite Timepieces, we offer three financing plans which allows you to purchase your watch and pay for it over a period of time that you’re comfortable with.

There are no down payments and 0% interest included in some plans and you are guaranteed to find the option that matches your financial needs perfectly.

Our team is available to help you finance your watch online or in-store.

Continue reading to find the plan that has been designed especially for you.

Does Louis Erard Offer Financing?

From short-term to long-term repayment plans, the three options mentioned below have been carefully designed to ensure you receive the convenience and flexibility that comes with applying for financial assistance. The application process is quick and easy to complete. Find the one that suits you and buy your Louis Erard watch today.

• PayPal Credit – You have the option of choosing between a short or long payment plan. This will be dependent on the value of your watch. If you select the short-term payment option, you can pay off your watch in four installments. If you opt for the long payment option, you have a choice between a 6, 12 or 24-month plan. This plan doesn’t consist of any late payment fees and there is little to no interest included.
• Jeweler’s Reserve – This plan is perfect for someone who would prefer to visit our boutique to make their purchase in person. If that’s you, visit our store, find the Louis Erard watch you’d like to purchase and we will help you to finance it. You will have the choice of choosing a short or long repayment plan.
• Affirm – If you are someone who has a low credit score, this plan is suitable for you. When you choose this plan and submit your application, it will have no effect on your credit score. You can pay your installments within 12 months on a bi-weekly basis. This plan doesn’t include any hidden fees or late payment costs.

How Easily Can You Finance a Louis Erard Watch?

When you choose to apply for a financing plan through Exquisite Timepieces, you can expect to receive a quick, convenient and reliable service. Your ideal plan is waiting to be discovered by you. Read on to find the best one for you.

PayPal Credit

This plan gives you the option of choosing between a short-term or long-term payment plan.

If your watch costs $1,500 it will be considered a small purchase and one that can be paid off over 6 weeks. You will be required to make one down payment followed by three interest-free installments.

Alternatively, you can opt for a 6, 12, or 24-month plan. However, this option is only available for watches costing up to $10,000.

To ensure you don't miss any installments, it's best to set up automatic monthly payments.

Keep in mind that with this plan, the annual percentage rate (APR) may vary, potentially reaching up to 35.99%.

There are no hidden costs or late payment fees included in this plan.

Jeweler’s Reserve

This plan is ideal for people who enjoy shopping in store rather than online. If that’s you, simply visit our store in Naples, Florida, where you can explore our wide selection of watches in person. After you've chosen the Louis Erard watch you'd like to buy, our team will be ready to assist you with the financing process.

After your application is approved, your timepiece will be financed. You will have 18 months to pay for your watch if it costs $999 or more, 24 months for timepieces that are valued at $1,499 and above or 36 months for watches that cost $1,999 and higher.

You could benefit from a 0% interest rate if all your payments are made on time. However, this is only applicable for timepieces that cost $150 and more. If you select this option, you will have to pay for your watch in six or 12 months if your timepiece costs $300 or more.

If you don’t pay your installments on time, you can expect to pay an interest rate of up to 29.99%. The amount owed will be calculated from the day you purchased your Louis Erard timepiece.

While you may not qualify for a 60-month Louis Erard financing plan, your installments will be divided into 36 payments with an APR of 11.99%.

Affirm

This plan is perfect for anyone with a low credit score or those who have faced challenges when applying for financial assistance in the past.

This plan gives you a choice between a short-term or long-term payment option. The short-term option, known as the "Pay in 4" plan, requires you to make four interest-free installments every two weeks. This option is ideal for everyday purchases.

If you prefer the long-term payment option, you will have a total of 12 months to pay for your purchase with a flexible APR of up to 36%.

There are no hidden fees or late payment penalties with this plan. However, you are encouraged to set up automatic payments from your account to ensure you don't miss any due dates.

Why You Should Consider Louis Erard Watch Financing

If you're interested in buying a Louis Erard watch but don't want to pay the entire amount upfront, consider opting for one of our financing plans. These plans are tailored to provide you with the convenience and flexibility you need when seeking financial assistance. Additionally, depending on the plan you select, you may even benefit from little to no interest. The best part about the plans is that it includes short and long payment options so you are able to choose the one you are most comfortable with.

So when is the ideal time to think about applying for financial assistance? One time would be if you have been saving for your Louis Erard watch, you’ve seen it on sale, but you are not close to the amount you need to pay for it upfront. In this case, applying for a financial plan would be a great idea because you would be able to use the amount you saved, apply for the outstanding amount you need and still benefit from the great price that the way is being sold at.

Another time a financing plan would be a good idea is if you are expecting additional income and you know you will be able to use it to pay your installments. This extra money could either be an increase in your salary or a bonus at work. Either way it will still provide you with an extra layer of confidence knowing you will have extra money to pay for your purchase.

When it comes to selecting a financing plan, you can either choose between a short or long repayment structure. If you choose a long financing plan, your timepiece could become an investment over time as the value increases. When choosing a plan, you are advised to select one with little to no interest.

While the thought of being able to buy your new watch sooner than you expected is exciting, it is important to make certain you have enough money to pay your installments and your new purchase won’t place any stress on you, financially. You also need to ensure you have money saved for any emergencies or business propositions.

How Can Financing a Louis Erard Watch Impact Your Credit?

Your credit score is automatically affected the moment you submit an application for any financing plan. It does matter what item you’re planning to purchase, the effect is the same. Initially, when you send through your application, the impact is quite small. However, the effect increases as soon as your application is approved and your item is financed.

The impact on your credit score is seen as a negative one and it will remain that way if you don’t make one or more payments. This will lead to an unhealthy credit score and a report about your lack of payments. The statement will be issued by the company responsible for providing the finance.

The best way to increase your credit score and get it back to a healthy level is by ensuring all your installments are paid on time and within the payment period you signed up for. This will help you to maintain a healthy credit level while also proving you are financially responsible.

The reality is not everyone is able to have a high credit score. In these cases, many people face continuous challenges when applying for finance. Fortunately, when it comes to financing your Louis Erard watch, there are plans that don’t require a credit check. These plans also have no effect on your credit score when you submit your application. This “Buy now, pay later” plan is offered by some companies and it doesn’t include any reports about your payment history.

FAQs

Am I eligible for a 0% loan?

The only way to determine if you qualify for a 0% loan is to have a credit check done. This process is completed by our team of financing partners. Once your results become available, we will be able to advise you on the plans that you will be able to apply for.

How long does it take to process my financing request?

As soon as you submit your application, our team will begin with your credit check. The process doesn’t take a long time to complete. You can expect to receive some feedback from us after two business days.

Can you get Louis Erard watch financing without credit check (or bad credit)?

It is possible to finance your timepiece without having a credit check done as some plans don’t require one. If your credit score is low and you will be uncomfortable having a credit check done, let our team know. They will provide more information on the plans that will be available to you.