Finance Your Trilobe Watch at 0% Interest & 0% Down Payment

Your new luxury Trilobe watch is ready for you to acquire today through Exquisite Timepieces. You read that correctly. Our flexible financing plans provide you with the help you need to purchase your watch without any delays or hassles.

The best part is you can choose between a short or long payment plan to help ensure you are comfortable with the repayments.

Depending on the plan you choose, you can also enjoy a 0% interest rate if your installments are paid on time.

The application process is a quick and seamless one. Our team is available to assist you every step of the way.

If you’re ready to buy your new Trilobe timepiece, simply visit our online store or our boutique and we will help you to finance your purchase.

Does Trilobe Offer Financing?

Each of the three plans mentioned below have been designed to provide flexibility and convenience. Whether you’d prefer a short or long payment plan, you get to decide which one you would be more comfortable with. Find the plan that appeals to you the most and then the exciting part begins. You will be one step closer to acquiring your Trilobe watch.

• PayPal Credit – Based on the cost of your watch, you can either choose a short or long payment plan. You have the option to pay off your watch in four installments or settle for a 6, 12 or 24-month payment plan. You don’t have to be concerned about any late fees and there is little to no interest included in this plan.
• Jeweler’s Reserve – This plan is suitable for in-store purchases. Simply visit our boutique, select the timepiece you’d like to purchase and finance it with one of our several options. You also have the option of choosing between a short or long payment plan.
• Affirm – This plan does not have an effect on your credit score so it’s ideal for people who would prefer to not have a credit check done. The Affirm plan allows you to make your payments on a bi-weekly basis or within 12 months. There are no hidden costs or late payment fees included in this plan.

How Easily Can You Finance a Trilobe Watch?

The process to apply for financing through Exquisite Timepieces is a quick and easy one. Read on to find the plan that will work best for you.

PayPal Credit

This plan gives you two options to choose from depending on the cost of your watch.

Your timepiece can be paid off within a 6-week period if it costs $1,500. This is considered a small purchase and the payment structure includes one down payment and three interest-free installments. If you choose this option, you will be allowed to make your payments on a bi-weekly basis.

The second option includes a 6, 12 or 24-month plan. You will only be able to apply for this plan if your timepiece costs up to $10,000.

You can also set an automatic payment with this plan to make certain that your installments are paid on time. The good news is there are no late fees included in this plan.

The annual percentage rate (APR) in this plan fluctuates and the percentage could increase to 35.99%.

Jeweler’s Reserve

While many people enjoy shopping online, some still prefer visiting a physical store to make their purchase. If you fall into the latter category, then this plan is ideal for you. We invite you to visit our boutique in Naples, Florida where you will be able view our wide range of luxury timepieces. Once you find the Trilobe timepiece that you’d like to buy, our team will help you with the financing process in store.

After your application is approved, you will have 18 months to pay for your watch if it’s valued at $999 or more, 24 months for timepieces that cost $1,499 or above or 36 months for watches valued at $1,999 and higher.

In order to receive a 0% interest rate, you need to ensure your payments are made on time within the period you agreed on. This applies to timepieces that cost $150 and more. Your watch will need to be paid for in full within six months, or 12 months for watches that cost $300 and above.

You can expect to pay an interest rate of up to 29.99% if you don’t pay your installments on time. The amount due will be calculated from the day you purchased your Trilobe watch.

While you won’t get a 60-month Trilobe financing plan, you will receive an APR of 11.99%. Your installments will also be broken down into 36 payments.

Affirm

If you’re looking for a plan that will not have any effect on your credit score, this is the option for you.

This plan has two options to choose from. The first option allows you to pay your four interest-free payments on a bi-weekly basis. This plan is known as the “Pay in 4” scheme and it’s recommended for your day-to-day purchases.

The second option includes a longer payment period. You will have 12 months to pay for your purchase and you will receive a flexible APR of up to 36%.

To ensure your payments are made on time every month, you can request for an automatic debit to be made from your bank account.

This plan does not consist of any hidden fees or late payment costs.

Why You Should Consider Trilobe Watch Financing

One of the main advantages of applying for a financing plan is that it allows you to purchase the item you want and pay for it at a pace that you’re comfortable with. Apart from providing you with the convenience and flexibility that comes with receiving financial assistance, you are in control of deciding how short or long you would want your payment plan to be. Another great advantage is some plans include little to no interest.

When it comes to applying for financial assistance, there are times when signing up for a plan is a wise idea. One of those times is when you have been saving for your watch, you’ve noticed that it’s been sold at a lower price, but you don’t have the amount to pay the pull price upfront. In this case, you could use a financing plan to help you fill in the outstanding amount and acquire the watch at a great deal.

Another time to consider a financing plan is when you know you will be expecting additional income in the near future. This could be in the form of an increase in your salary or a bonus. Having the extra income will allow you to make your purchase confidently.

When you choose a long financing plan, there is an advantage to it. If the value of your watch increases over time, your purchase could turn into an investment. When choosing a financing plan, you are advised to select one with little to no interest.

While acquiring a luxury watch sooner than expected is tempting, it is important to ensure you are financially stable before entering into any agreement. You need to make certain that the payments you would need to make won’t place any stress on you or your finances. You also need to ensure you have funds available for any emergencies or business opportunities that might pop up.

How Can Financing a Trilobe Watch Impact Your Credit?

Whether you decide to purchase a luxury watch, a car or an appliance, whenever you submit an application for financial assistance, your credit score will be affected. At the beginning, when you submit your application, there will be a slight effect on your credit score. This effect is increased when your application is approved.

The effect on your credit score is considered a negative one and will continue to be viewed in this light if you fail to make one or more payments. This will lead to you having an unhealthy credit score and the company that provided the finance will also issue a report with your payment history.

This can be avoided and you can restore your credit score to its healthy state again. To achieve this, you need to make your payments on time. This will help to increase your credit score and prove that you are able to take care of your financial responsibilities.

While everyone would like to have a high credit score, the reality is some people are not able to. The good news is there are plans that cater for people who have struggled to receive financial assistance in the past because of their low credit score. These plans don’t require a credit check and there are no reports submitted by the company that provides the finance. This option, which is known as the “Buy now, pay later” plan, has no effect on your credit score.

FAQs

Am I eligible for a 0% loan?

In order to determine if you qualify for a 0% loan, our financing partners will need to complete a credit check on you. The plans that you qualify for will be dependent on the outcome of your credit score.

How long does it take to process my financing request?

Our team will start with your credit check as soon as we receive your application. The process doesn’t take long to complete so you can expect to hear back from us after two working days.

Can you get Trilobe watch financing without credit check (or bad credit)?

If you are uncomfortable with having a credit check done, you can inform our team and they will be able to find a plan that would suit you best. There are plans that don’t request for a credit check to be done so yes, you may be able to finance your watch.