Finance Your Tudor Watch at 0% Interest & 0% Down Payment

When it comes to purchasing a luxury Tudor watch, the only delay should come from choosing the one that suits you perfectly because at Exquisite Timepieces, we are here to help to take care of the financial aspect.

We offer a variety of financing plans which have been designed to provide you with all the convenience and flexibility you need when purchasing a luxury watch.

Our options cater for those who prefer shorter payment plans as well as those who would opt for a longer period for their payments. The best part is each plan has been tailored to ensure you are comfortable with your repayment amounts.

If you’re ready to take advantage of one of our financing plans, read on to find out which one would be best for you.

Does Tudor Offer Financing?

Our plans are suitable for those who prefer short or long payment options. You have the opportunity to choose one of the three financing plans mentioned below to help purchase your Tudor watch.

• PayPal Credit – This option allows you to choose between a short or long payment plan. You can either pay off your watch with four installments or you can choose between the 6, 12 or 24-month plan. The option you choose is also dependent on the cost of the watch. When you sign up for this plan, you don’t have to be concerned about any late fees. There is also little to no interest included.
• Jeweler’s Reserve – If you’re planning to purchase your watch in-store, then this plan is ideal for you. All you need to do is visit our boutique, choose the timepiece you’d like to buy and then finance it with one of the many options we offer. Each plan has its own set of advantages. Irrespective of which option you choose, you get to decide how long or short you’d prefer your payment plan to be.
• Affirm – This plan is ideal for those who have experienced difficulties in the past with securing financial assistance. The Affirm plan has no effect on your credit score and is suitable if you want to make bi-weekly payments or would prefer to pay your installments over a 12 month period. There are no late payment fees or hidden costs that are included in this plan.

How Easily Can You Finance a Tudor Watch?

The application process is easy to complete and doesn’t require too much time or effort. Read on to find out more on our various financing plans.

PayPal Credit

Offering you security, safety and fraud protection, the PayPal’s Credit system is a great option to choose. You can select one of their two plans depending on the value of your timepiece.

Watches that cost $1,500 are considered a small purchase so this can be paid off in a 6-week period. The payments will include one down payment and three installments. The payments, which are interest-free, can be made on a bi-weekly basis.

If you’d prefer a longer payment period, you also have that option. You can opt for either a 6, 12 or 24-month plan. You can only qualify for this option if your watch costs up to $10,000.

One of the advantages of this plan is that it doesn’t include any late fees and you have the opportunity to activate an autopay function on your account to guarantee that your payments are debited on time each month.

This plan does include an annual percentage rate (APR) which changes and could increase to 35.99%.

Jeweler’s Reserve

The Jeweler’s Reserve financing plan has been designed specifically for people who are planning to buy their watches in-store after they have viewed the range of timepieces available. If this option suits you, simply visit our boutique in Naples, Florida and our team will help you to find and finance your Tudor timepiece.

Once your finance is approved, you will have a period of 18 months to pay for your timepiece if it's priced at $999 or more, 24 months for watches that cost $1,499 and higher or 36 months for watches that are valued at $1,999 and above.

If your payments are made within the stipulated period, you will reap the benefit of a 0% interest rate. This applies to watches that are valued at $150 or more. Your payments would need to be made in six months, or 12 months for timepieces that cost $300 and more.

If you are unable to pay your installments, you will incur an interest rate of up to 29.99%, from the day you purchased your Tudor watch.

Although you won’t receive a 60-month Tudor financing plan, your installments will be broken down into 36 payments with an APR of 11.99%.

Affirm

The Affirm financing plan provides you with two options to choose from. The first option allows you to pay your installments on a bi-weekly basis with four interest-free payments. This plan, known as the “Pay in 4” scheme, is ideal for your day-to-day purchases.

For those who would prefer a longer payment period, the second option would be better for you. You will receive a flexible APR of up to 36% and you will have 12 months to make your payments.

The great advantage of this plan is it doesn’t affect your credit score during the application process. The plan also doesn’t include any hidden fees or late payment costs.

One way to ensure your payments are made on time is by activating an automatic payment to be processed every month from your account.

Why You Should Consider Tudor Watch Financing

The main perk of deciding to apply for a financing plan is that you can acquire your Tudor timepiece today without any hassles or delays. Apart from not enduring any long waiting periods, financing plans provide you with the flexibility to pay for your watch in installments that include little to no interest, depending on the plan you choose.

At times, it may not always be possible to pay the full amount for your watch upfront. In these cases, a finance plan is the ideal solution. If you have been saving for your watch, you can use the amount you have to pay towards the timepiece and then fill in the balance that’s due by applying for financial assistance. This option is perfect if you find the watch you want at a great price. By applying for financial assistance, not only will you be able to acquire your watch sooner, but you will also be benefitting from the lower price that the watch is being sold for.

Another good time to settle for a financing plan is if you know you will be receiving extra income either in the form of a bonus at work or a raise. This will allow you to purchase your watch confidently because you know you will be receiving additional money to help with your payments.

If you choose a lengthy financing plan, this could be an advantage in the long run if the value of your timepiece increases over time. The increase in value changes your purchase to an investment. When deciding on a financial plan, it is vital to choose one with little to zero interest.

While it’s tempting to sign up for a finance plan to buy your watch sooner than expected, it is important to ensure you are financially stable to make your payments on time. Before you decide to apply for financial assistance, be certain that your purchase won’t place any financial strain on you.

How Can Financing a Tudor Watch Impact Your Credit?

Irrespective of what type of product you choose to purchase, when you apply for financial assistance, it has an automatic effect on your credit score. When your application is approved and you receive the finance, you can expect that slight effect in the beginning to increase.

This causes your credit score to drop and this impact is seen as a negative one. However, this negative effect will continue if you don’t pay one or several of your payments. If you fail to make your payments on time, the company responsible for providing the financial help will submit a report which will indicate your lack of payments.

On the reverse side of the coin, your credit score can increase and remain healthy. This is done by ensuring your payments are made on time and within the period you agreed on when you applied for the financing plan. Making your payments on time proves your financial responsibility and also helps change the negative impact that occurred at the start of the process.

While it’s great to have a high credit score, this isn’t always possible for many people. If you are someone who has struggled because of your low credit score, help is here.

You don’t have to be concerned about your credit score as some financing plans don’t require a credit check during the application process. These companies offer a "Buy now, pay later" plan and it doesn’t affect your credit score or include any feedback about your payments.

FAQs

Am I eligible for a 0% loan?

Our team of financing partners will need to conduct a credit check on you to determine if you qualify for a 0% loan. Once we receive the results from your credit check, we will be able to advise you on the plans that will be suitable for you.

How long does it take to process my financing request?

The application process doesn’t take a long time to complete. You can expect to hear back from us after two business days. As soon as you submit your request to apply for a financing plan, our team will start the process immediately by checking your credit score.

Can you get Tudor watch financing without credit check (or bad credit)?

If you are concerned about having a credit check done, there are plans that don’t require one to be completed. You can inform our team if you are not comfortable with having a credit check done because of your possible low score and they will try and find a plan that would be ideal for you.