Finance Your Ball Watch at 0% Interest & 0% Down Payment
When it comes to the world of luxury watches, you have many options available, with one of them being financing. Although it is generally more convenient to pay upfront when you’re purchasing your first Ball Watch, it isn’t the only route as financing opens you up to a host of flexible plans to suit your unique needs- not the other way around. This is exactly why Exquisite Timepieces offers financing plans which work for you, many of these plans offer 0% interest and do not require any down payment!
Does Ball Watch Offer Financing?
Financing a Ball watch provides you with an option which is big on savings and small on cost. Here at Exquisite Timepieces, we provide comprehensive, flexible finance plans to suit budgets of all sizes:
- PayPal Credit – Have your favorite Ball Watch on your wrist today and worry about paying later with PayPal’s Credit service. With PayPal’s service you have the ability to pay for your brand new Ball Watch in multiple installments which suit you, with zero late fees and close to 0% interest. PayPal’s credit service offers two flexible options: bi-weekly payments and monthly payments, which means that you can rest easy knowing that you’re in good hands.
- Jeweler’s Reserve – With a Jeweler’s Reserve card, you’re able to enjoy a multitude of in-store financing plans for your dream Ball Watch. Every situation is unique, which means that every interest rate is unique and totally dependent on your order value and chosen number of installments. Depending on your chosen plan, this could be close to 0% if all your installments are made within a certain timeframe!
- Affirm – From watches to furniture, Affirm has you covered on all fronts. It is a go-to option for those considering investing in their first Ball Watch. Affirm works with you to come up with a flexible finance plan to fit your exact budget and financial situation. Options are dependent on your order value, with the choice of interest-free bi-weekly installments for smaller purchases, or monthly installments for larger orders.
How Easily Can You Finance a Ball Watch?
If this is your first time considering financing as an option for your brand new Ball Watch, we understand how confusing it may sound. Rest assured, this is why Exquisite Timepieces have worked thoroughly to make the process as easy and seamless as possible. When you first see your Ball Watch either on our site or in-store, it may feel like love at first sight. As the cupid of the luxury watch world, it’s our job to ensure that your dreams become a reality and we guarantee that it won’t take long for you to get your hands on your shining new Ball Watch. Below are the various financing providers at your disposal to make your dream Ball Watch a reality:
PayPal Credit
PayPal’s Credit arrangement allows you to spread the cost of your online purchases into smaller installment chunks which work for you. Financing has never been easier and safer with PayPal, which is why you’re able to purchase your Ball Watch today and pay in installments to fit your situation, knowing that you’re safe, secure and protected as a buyer from fraudulent transactions. Looking for a no strings attached option to invest in a luxury timepiece? PayPal Credit has you sorted.
$1,000? $10,000? No problem. You have more choice than ever when it comes to your financing plan. Transactions up to $1,500 can be paid in four easy bi-weekly installments, broken down into smaller chunks of one down payment, and three installments over a six week period. With this plan, there’s no late fees and 0% interest providing you with the opportunity to pay at your own pace.
Larger purchases ranging from $199 to $10,000 can be split into 6, 12, or 24 monthly installments. APR is variable for this plan and can be up to 35.99%. Need more flexibility? You also have the added option of auto paying your installments with zero late fees!
Jeweler’s Reserve
As previously mentioned, a Jeweler’s Reserve Card opens you up to a host of financing benefits from simple account management online, $0 on unauthorized payments and zero annual fees!
One notable point is that Jeweler’s Reserve financing plans are exclusively reserved for in-store purchases. Simply pop into any of our Exquisite Timepieces boutiques (from Naples to Florida), choose your dream Ball Watch, and leave the same day with the peace of mind that you’re fully backed by a flexible financing plan offered by Jeweler’s Reserve.
For orders exceeding $150, Jeweler’s Reserve offers 0% interest under the condition that the full amount is paid off within a 6 months time frame, which comes down to your chosen financing plan. If you require further flexibility Jeweler’s Reserve has you covered with the option to pay out your sum total over a 12 month period for orders exceeding $300.
However, bear in mind that if you’re unable to pay your total balance by the end of your financing agreement, you may incur additional interest (up to 29.99%) from the date of purchase.
If you have a larger order, you also have access to larger-value savings with the option to pay installments over 18 ($999 or more), 24 ($1,499 or more), or 36 ($1,999 or more) monthly installments at 11.99% APR. It may be unlikely that you’d be able to receive a 5 year Ball Watch financing plan, however splitting your order into 36 smaller installments with a fair APR, allows you to own your Ball Watch without having to save up the amount to pay upfront.
Affirm
Buy today and pay tomorrow with Affirm. Make the most of your online purchases to enjoy your dream watch today with no strings attached. Many financing providers add on hidden and late payment fees, which isn’t the case with Affirm as there are zero hidden fees and zero late payment fees. Pay later in a way which suits you with Affirm.
Versatility is a key foundation for the options offered by Affirm. No matter your budget requirements, you’re sure to find a comfortable finance plan to suit your bespoke needs. “Pay in 4” is one of the most popular selections offered by Affirm and is a well received finance plan within the luxury watch space. Simply purchase your Ball Watch online today and pay later in split payments of four bi-weekly installments all with 0% interest. The best part is that this way of financing will not impact your credit score in any way!
Need further flexibility? No issue. If you require more options with your payment options, Affirm finance plans are fully adaptable for your unique situation. Aside from the “Pay in 4” option, you have the opportunity to pay out your Ball Watch in 12 monthly installments with a variable APR of 36%.
Why You Should Consider Ball Watch Financing
Generally, if you wish to purchase your Ball watch upfront, you will require a large amount of capital saved up towards your investment. This shouldn’t deter you from purchasing your first luxury watch, as luxury purchases don’t always need luxury budgets with the multitude of flexible financing plans available. Depending on your unique situation, financing a luxury watch investment can be a more sensible approach instead of buying upfront.
A situation you might find yourself in is if you come across an appealing offer on our site or in one of our Exquisite Timepieces boutiques. You may already be saving up for your brand new Ball Watch and see that it goes on sale, but might not have the amount required to pay upfront for your luxury purchase. In this case, financing would be a reasonable course of action.
When you have gathered all the funds you’d need, you’d have paid out your brand new Ball Watch in full. In the meantime, the market value of your new purchase would skyrocket over the course of your financing plan, making it a great investment for the long term! To avoid losing money over time, Exquisite Timepieces recommends that you select a Ball Watch payment plan which offers financing plan which offers (close to) 0% interest, to protect your investment from market inflation.
Expecting a considerable raise or bonus from your current job? Then financing your Ball Watch would also be a reasonable consideration. However, we recommend that before you make any type of luxury investment, you should prioritize emergency back up savings for those rainy days.
Investing in a brand new Ball Watch shouldn’t have to mean that you close yourself off to future investment opportunities. Investment opportunities arise spontaneously all the time and we understand how frustrating a missed opportunity can be. This is why having funds saved up for future investments and a brand new Ball Watch on your wrist (on a 0% interest financing plan too) is a win-win situation!
How Can Financing a Ball Watch Impact Your Credit?
One of the most common questions we get in regards to luxury watch financing is whether or not it will impact your credit score- and if so, in what way? Any luxury purchase is not worth ruining your credit score and we strongly advocate financial sensibility before considering such a purchase. Understanding the good and the bad of selecting financing as an option provides you with the knowledge you need to make a decision with peace of mind.
First off, it is worth noting that financing can have both positive and negative effects on your credit score. When you find yourself first applying for a finance plan, most finance providers are required to run a prior credit score check, which in itself can have a slight negative effect on your credit score.
Moreover, as with any case of financing, you’ll see a slight decline in your credit score once you’ve been granted the loan, which is common for any finance program. It is imperative that you make all payments in a timely manner to avoid your credit score being negatively impacted. Missing a single (or even a few) installments may result in the provider having to report it.
Don’t let this put you off financing as an option to purchase your brand new Ball Watch. In the majority of cases, financing can in fact prove to be very beneficial for your credit score. In the vast number of cases, your credit score will in fact increase over time, under the condition that all installments are made in a timely manner. Being able to make your installments in a timely manner implies that you are financially responsible, which in turn exponentially increases your chances of being approved for larger loans in the future.
If you’re contemplating financing as an option for your brand new Ball Watch and concerned about your eligibility to obtain credit in the future, it is worth bearing in mind that there are many plans which do not affect your credit score in any way. Certain financing platforms offer a “Buy now, pay later” scheme as a way to finance luxury purchases, mitigating the need for a credit check or reporting loans and loan payments.
These specific plans don’t affect your credit in any way and are a popular option for those who have poor credit, or generally struggle to be accepted for loans with favorable interest rates (or not at all).
FAQs
Am I eligible for a 0% loan?
To find out if you’re eligible for a 0% interest loan, feel free to reach out to Exquisite Timepieces today to figure out what bespoke options are available at your disposal. Our financing team will run a quick credit score check and follow up with your enquiry to find out if you’re eligible for financing and what your options are based on your unique circumstance.
How long does it take to process my financing request?
Once you submit a financing request, our associates will initiate a prerequisite credit score check to figure out what course of action would be best suited for you. This isn’t any cause for concern, as the process is effortless and speedy and shouldn’t take longer than 2 working days to complete.
Can you get Ball Watch financing without credit check (or bad credit)
We understand that being subjected to a credit check may be a daunting experience if this is your first time considering financing as an option for your new Ball Watch. If this is the case, feel free to contact our friendly advisors today, who will work with you to ensure that you come out with an option which fits your situation. Although it is likely they may need to run a background credit score check, it’s most definitely worth considering to find out exactly what your individual options are.
