Finance Your Breguet Watch at 0% Interest & 0% Down Payment
If this is the year you plan to fulfill your wish of owning a luxury Breguet watch, allow us to help you bring that dream to fruition.
You may not have the full amount to pay for your luxury timepiece upfront, but that should ensure your process is completed on time. At Exquisite Timepieces, we offer you the option to buy your Breguet watch today and pay it off later with the various financing plans that are designed to suit your financial needs.
Read on to find out the important factors to consider when applying for financial assistance and which program would be ideal for you.
Does Breguet Offer Financing?
You can choose one of the three payment programs mentioned below. After you select your watch, we will help you finance it at Exquisite Timepieces.
- PayPal Credit – Depending on the value of your purchase, you can either pay off your installments with four interest-free payments or choose between a 6, 12, or 24-month period if your watch is higher in value. This plan includes trim to no interest and no late fees included.
- Jeweler's Reserve – The Jeweler's Reserve option is ideal if you prefer visiting a store to choose your watch in person. This plan only applies to in-store purchases. There are several financing options for you, and each one allows you to settle on the number of installments you would be comfortable paying. You can also enjoy little to 0% interest if your payments are made on time. This is also dependent on the value of your timepiece.
- Affirm – If you require a plan that won't affect your credit score, this is for you. There are two financing options, and you don't have to be concerned about hidden costs or late payment fees.
How Easily Can You Finance a Breguet Watch?
Whether you have money saved up and require help to fill in the balance or need the full amount to buy your timepiece, you can choose the finance program that works best for you. The process of applying for financing is quick and simple to complete.
PayPal Credit
PayPal's Credit system, which offers safety, security, and fraud protection, comprises two small and large purchase plans.
Watches valued at $1,500 are considered smaller purchases and would be covered with PayPal's Credit's first option. If you sign up for this plan, you can pay off your installments with one down payment and three installments in six weeks. These payments will be interest-free and can be made on a bi-weekly basis.
If your timepiece costs up to $10,000, the second plan is ideal for you as you can make payments over a 6, 12, or 24-month period.
PayPal's Credit system includes an annual percentage rate (APR), which varies and could rise to 35.99%. Both plans exclude late fees, and you can apply for an autopay function on your account.
Jeweler's Reserve
With zero interest and no annual costs, the Jeweler's Reserve financing program allows you to visit our Naples, Florida boutique to select your Breguet timepiece and finance it in-store.
Regarding your installments, you have 18 months to pay for your watch if it costs $999 and above, 24 months for timepieces valued at $1,499 or more, and 36 months for purchases that cost $1,999 and higher.
You could qualify for the 0% interest rate if you fully pay for your timepiece within the specified duration. This applies to watches that cost $150 or more, which needs to be paid in six months, or 12 months for timepieces valued at $300 and above.
If you don't pay your installments on the agreed-upon dates, you will be expected to pay an interest rate of up to 29.99% from the date you purchased your Breguet watch.
While you won't receive a 60-month Breguet financing plan, your payments will be split into 36 installments, all of which include an APR of 11.99%.
Affirm
If you're concerned about a financial plan's effect on your credit score, the Affirm option is for you. There are no hidden fees or late payment costs to be concerned about, and applying for this plan will not affect your credit score.
When you apply for the Affirm financing plan, you have the option to choose between two options. The first option is the "Pay in 4" scheme. This plan is ideal for goods you would purchase daily.
You can decide to repay the amount due bi-weekly with four interest-free payments. If a more extended payment period works better for you, you can opt for the 12-month plan with a flexible APR of up to 36%.
You can request the automatic payment system to eliminate the stress of ensuring your payments are made on time.
Why You Should Consider Breguet Watch Financing
With the unpredictability of life, you may only sometimes have the chance to save and pay upfront for the items you want to purchase. Fortunately, a financing plan provides the assistance you need to buy the item you want today and pay for it later with various convenient, safe, and reliable payment plans.
Provided you are financially stable and can pay the installments, it's considered a good idea to apply for a financial plan if the watch you want to buy is marked at an excellent price. Still, you are unable to pay the full amount at once. You can pay towards your purchase with the money you have saved and then apply to have the outstanding amount financed through one of the available programs.
Your watch could also become an investment if you choose a lengthy financing plan. As the value of your watch increases, so will the return on your investment. When choosing a financing program, choosing a plan that includes trim to zero interest is essential as this will also help save you money.
Another good time to purchase your luxury watch is if you know you will receive a bonus or raise at work. You can use the money you've saved and be confident you will receive additional income to help with your repayments.
Before applying for financial assistance, you need to ensure you can pay the installments comfortably and without putting any strain on your current expenses. After your application for a financial plan is approved, it is your responsibility to pay the installments on time, as failure to do so will adversely affect your credit score.
How Can Financing a Breguet Watch Impact Your Credit?
Before you apply for a financial plan, you need to be prepared for your credit score to be affected positively and negatively.
The negative impact occurs when a company conducts a credit check on you. The slight effect leads to a more significant impact when your credit score drops after your application is approved and you receive the money. If you miss an installment or multiple payments, this will also negatively affect your credit score. The company will also submit a report mentioning the payments you didn't make on time.
On the positive side, you can prove your financial responsibility and raise your credit score when your installments are paid on time and when you pay off the amount owed within the specified duration.
If you struggle to secure a loan because of your poor credit score, financing plans have been designed especially for you. These plans are offered by companies that provide a "Buy now, pay later" scheme and the good news is that no credit checks are required in the application process. Another advantage is that this financing program does not affect your credit score, and there are no payment reports that the company submits.
FAQs
Am I eligible for a 0% loan?
We would need to complete a credit check to confirm if you qualify for a financing plan. Our team of financing partners does this. After we receive the results of your credit check, we will be able to establish which plans you qualify for.
How long does it take to process my financing request?
It usually takes two business days to complete your credit check and provide feedback regarding your options.
Can you get Breguet watch financing without a credit check (or bad credit)?
The good news is a few plans don't require a credit check. If you are concerned about your credit score and would prefer not to have a check done, let us know, and our team will try to help you find the most suitable options.
