Finance Your Laurent Ferrier Watch at 0% Interest & 0% Down Payment
If you're fond of neoclassicism and perfection in your luxury timepiece, you'd probably want to own a Laurent Ferrier watch. A model with a Classic Tourbillon can cost around $85,000. Even a secondhand at a bargain price will still cost a fortune. If you don't want to use all your savings for a luxury purchase, Exquisite Timepieces has attractive Laurent Ferrier watch finance options at 0% interest and no down payment required too.
Does Laurent Ferrier Offer Financing?
At Exquisite Timepieces, you can finance your Laurent Ferrier through the following payment plans:
- PayPal Credit - Activate the power of PayPal's Credit service, which allows you to acquire a sought-after timepiece without using all your savings. With PayPal's financing program, you can choose between convenient bi-weekly and monthly installments with no late fees and even zero interest.
- Jeweler’s Reserve - Obtain a new Laurent Ferrier watch without the hassle and worries through a Jeweler's Reserve card. Available for in-store purchases, this type of watch financing offers flexible installments at variable interest rates depending on the value of your purchase. Plus, you can avail of zero interest provided payment is completed within a specified period.
- Affirm - Elevate your watch shopping experience with Affirm, a flexible financing option for everyday purchases and high-ticket items. Smaller value orders can be paid in four bi-weekly payments at no interest while luxury purchases offer additional monthly payments so you can secure your watch now and pay for it later.
How Easily Can You Finance a Laurent Ferrier Watch?
It's possible to own your dream watch today without down payment or using up all your savings. With the right financing plan, the process of applying for a loan is fast and simple. Whichever plan you opt for, the processing, in general, will not take more than 2 business days. To help you choose the right plan, here's a guide to the best 0% Laurent Ferrier watch finance options:
PayPal Credit
Indulgence at its finest, PayPal Credit is a prime choice for financing your Laurent Ferrier. Apply in seconds and enjoy a world of privileges including no annual fees, purchase protection for eligible transactions and hassle-free checkout from a large network of online stores. With PayPal Credit, you can buy your dream watch with confidence right now and pay for it in installments.
PayPal Credit has two options you can choose from. The first one is tailored for transactions up to $1,500 with a repayment plan of 4 bi-weekly installments with 0% interest and no late payment fees.
For orders up to $10,000, PayPal Credit has another flexible option payable in 6, 12 or 24-month installments. APR varies depending on your plan and can reach up to 35.99%. It's best to set-up an auto-debit arrangement for installments for convenience and to ensure on-time payments every time.
Jeweler’s Reserve
If you're a Jeweler's Reserve cardholder, there are perks you can take advantage of including no annual fees on your loan, a convenient online platform to manage your account and best of all, zero liability on unauthorized transactions. On the flip side, this type of watch financing is only available for in-store purchases. To obtain a Laurent Ferrier watch, you need to visit our Exquisite Timepieces boutique in Naples, Florida.
With Jeweler's Reserve, you can enjoy the possibility of zero interest if the loan amount is paid in full within 6 months for purchases more than $150 and within 12 months for orders over $300. Failure to settle your dues can result in interest of up to 29.99% from the date of purchase.
You can acquire high-ticket items with Jeweler's Reserve at flexible repayment plans. Pay within 18 months for orders $999 and above, 24 months for orders $1,499 and above and lastly, 36 months for $1,999 and above at APR around 11.99%. With this type of financing, get the watch you deserve and pay at your own comfortable pace.
Affirm
Enjoy the freedom to buy what you want including a sleek and shiny Laurent Ferrier watch with Affirm. With its "buy now, pay later" scheme, getting jewelry has never been easier or seamless. Pay at your own pace without worrying about hidden fees, late fees and compound interest. Even better, you can get a plan with as low as 0% APR. Make sure payments are set up through auto-pay to avoid missed installments.
You can choose between two Affirm financing plans. A popular choice for everyday purchases, the "Pay in 4" plan allows you to buy anything from any store at zero interest. Payments are made in four bi-weekly installments. What makes this option even better is it doesn't impact your credit score.
For luxury purchases, Affirm offers a flexible monthly plan of up to 12 installments at a variable APR that can reach up to 36%. Your dream watch is within your grasp with Affirm.
Why You Should Consider Laurent Ferrier Watch Financing
Buying a new Laurent Ferrier watch may be exciting but it also requires a substantial amount of cash. Even if you have savings to spare, it might not be enough and in many cases, paying in installments may be more favorable than purchasing it upfront.
There are several reasons why watch financing is a smarter choice. For one, you can use whatever savings you have for another investment instead of using it all up for a luxury purchase. You can still keep saving as you pay the monthly dues. In the end, you'll have your coveted watch and more cash on hand.
Another justifiable reason to choose financing is if you know you'll get a bargain price for a Laurent Ferrier. If it goes on sale at an unbeatable price, don't hesitate to complete the purchase. Even if you have monthly installments to pay, the watch's value will also grow over time. You're not just buying a luxury item but a valuable investment you can keep in your collection or sell at a higher price.
Finally, a Laurent Ferrier watch finance is a viable option if you can find a plan that offers flexibility and minimal to zero interest. You’d also want to make sure to pay your installments on time to avoid any incurred interest. This is how you can ensure you'll still be able to save money by the time you've paid out the installment.
If you're ready to finance your next luxury watch purchase, Exquisite Timepieces is here to help you navigate your options. But before anything else, it's crucial to prioritize financial stability and substantial savings for emergencies before indulging in an extravagant purchase.
How Can Financing a Laurent Ferrier Watch Impact Your Credit?
Borrowing money to buy a Laurent Ferrier watch can impact your credit score both negatively and positively. Before diving into watch financing, it's best to know what you're getting into. More importantly, you never want to risk your credit profile for a luxury purchase.
There are several ways watch financing can negatively affect your credit. Applying for a loan, for one, will require an initial credit check which can result in a minor and temporary drop on your credit score. If you get approved, this will cause another drop just like with any type of borrowing money. If you miss one or multiple installments, this can prompt a report from the company and consequently further result in negative impacts on your credit.
On the upside, financing a luxury watch can also have positive impacts on your credit score and the trick is very simple. All you need to do is make timely payments every month. By the end of your term, you'll prove your financial responsibility thereby boosting your credit profile. You might be eligible to borrow more money the next time around.
If you're still wary about the credit checks, there are options you can consider. Some platforms have "Buy now, Pay later" programs that allow you to buy a new Laurent Ferrier watch and pay for it at a pace you're most comfortable with. The best part, of course, is that these financing options do not require credit checks to get approved. It's especially recommended for people with poor or bad credit who are having a hard time getting approved for a watch financing loan. Processing is quick and seamless so you can get approved without any hassles.
FAQs
Am I eligible for a 0% loan?
Don't hesitate to get in with Exquisite Timepieces to confirm your eligibility for 0% Laurent Ferrier watch financing. We have teamed up with the best financing partners to conduct quick credit checks, assess your financial circumstances and provide financing options best suited for your situation.
How long does it take to process my financing request?
Exquisite Timepieces process financing requests as fast as possible. As soon as we receive your loan application, we'll have our partners run credit checks and assess financing options. All in all, the process is simple and fast and should be complete in 2 business days.
Can you get Laurent Ferrier watch financing without credit check (or bad credit)?
At Exquisite Timepieces, we help even those with bad or poor credit profiles. If you're worried about credit checks, get in touch with us and we'll assist you the best way we can. A credit check may still be required but we encourage you to try anyway so we can find the best options available.
